As a top-level mortgage broker on Canada’s West Coast, John Antle is often asked about the best ways to get pre-approved for a mortgage. Many people shopping for their first home in Canada do not realize that the home buying process most often should begin...
There are a lot of steps involved with obtaining a mortgage, and it can often seem like every step comes with an extra cost. Therefore, it is reasonable to ask: Who pays the mortgage broker? Since they don't ask for any fees upfront when they start...
Mortgage brokers connect you with direct lenders to ensure that you get the best deal. Instead of searching for a direct lender, filling out paperwork, evaluating interest rates and comparing mortgage rates, you'll get a mortgage broker who does all the work for you. All...
A mortgage broker, or mortgage agent, is a licensed specialist who facilitates the property buying process by helping clients secure financing for the purchase of a home or other piece of property. Across Canada, each province licenses mortgage brokers who have met specific education, experience...
If you’re purchasing a home or renewing your mortgage in the near future you may be wondering “should I get a variable or fixed rate mortgage?”. Almost every home buyer has asked themselves this question at one point. Some studies have shown that choosing a variable...
Is your mortgage coming up for renewal? Kelowna Mortgage broker, John Antle, and the whole team here would like to wish you a happy mortgage renewal day! Why should you be celebrating? Renewing your mortgage means you have the opportunity to potentially save thousands of...
Justin and Susan are a young couple who purchased their first home in Kelowna BC a number of years ago. At the time, it was perfect. They had enough space for the two of them to live and enjoy life comfortably. The payments may have...
[vc_row][vc_column][vc_column_text]Most Canadians come face to face with their credit profile at some point in their lives. Even if you’re not making a huge purchase, if you’re applying to rent or get a cell phone plan, your credit might be checked. How’s your credit? Have you...
Most great Kelowna mortgage brokers will tell you the hunt for a home shouldn’t begin with contacting a realtor, it should start with a mortgage lender who can help you prequalify for a mortgage. Obtaining a mortgage pre approval means you know exactly what your home...
If you’ve been staying up to date with recent housing news in Canada, you’ve likely heard of the new mortgage stress test. This test is affecting potential home buyers all over Canada. It requires all federally regulated financial institutions to qualify mortgages at a higher...