First-Time Home Buyer Mortgage

Mortgage Options for First-Time Home Buyers

If you are ready to take the BIG step of purchasing your first home, the expertise of a John Antle mortgage broker can help you navigate the home purchase process and find a mortgage that works for your needs and goals.

Mortgages for First-Time Homebuyers

The Right Mortgage

You have dreamed about it, planned for it, and you’re ready to make the biggest financial decision of your life! We can help you open the door to home ownership and a better future. Investing in your own home really is like investing in yourself.

When you’re a first-time home buyer, the process of finding and securing a mortgage can be daunting. There are so many different lenders to choose from, and it can be hard to know who to trust. That’s where a John Antle mortgage broker comes in. Our team works with multiple lenders and financial institutions to find the best mortgage options for our clients. We have intimate knowledge of the mortgage lending landscape and have a wealth of experience in providing guidance and support for first-time home buyers.

For a prospective first-time homebuyer who has recently moved to Canada, our new to Canada mortgage options can help you overcome the challenge associated with a limited Canadian credit history. Also, we can help you get a sense of all the options at your disposal, including the potential for a shared equity mortgage with the Government of Canada through the Canada Mortgage and Housing Corporation (CMHC) or how to participate in the Home Buyer’s Plan to leverage the wealth held in registered retirement savings plans to help buy your new home.  

Remember, we work for you, not the banks or other lenders, so you get unbiased advice. Working with a reputable John Antle mortgage broker will save you time, money, and hassle in the long run.

Before you start looking for your new home, talk to your local John Antle Mortgage Broker. Get your Pre-Approved Mortgage Today!

The Mortgage Pre-Approval Process

A Quick and Painless Process

One of the smartest things you can do before shopping for a home is to get pre-approved for a mortgage. Mortgage pre-approval gives you several benefits that can save you time and money.

First, when you get pre-approved, you’ll know exactly what kind of purchase price you can afford. This will help you narrow your housing search to only an existing home or newly constructed home that fits your budget. Second, mortgage pre-approval gives you negotiating power with sellers. They’ll know that you’re a serious buyer who is able to obtain financing, and this may give you an edge over other buyers who haven’t gone through the pre-approval process. Finally, having a mortgage pre-approval in hand often means that you can close on a home more quickly than if you were waiting for mortgage approval after making an offer. If you’re thinking about buying a home, be sure to get pre-approved for a mortgage first – it may be one of the best decisions you ever make.

To begin the process, simply download our pre-approval checklist, use our intuitive mortgage affordability and payment calculators and then complete our online mortgage application.

STEP 1 – Home Purchase Checklist

If you are buying a new home, certain documents are required to complete the transaction. By taking a moment to ensure that you have all the documents on this list. You’ll help us to finalize your mortgage faster.

What Documents Do I Need

Download our Home Purchase Checklist.

STEP 2 – Mortgage Affordability & Down Payment Calculator

Use our easy to use Mortgage Affordability Calculator, and Payment Calculator to determine the property value and monthly mortgage payments you can afford based on your budget. These calculators will allow you to make informed financing decisions.

HOW MUCH CAN I AFFORD

Click here to use our affordability calculator.

STEP 3 – Mortgage Pre-Approval Application

Usually you can get pre-approved within 24 hours with the necessary income verification and supporting paperwork on hand. It’s the first step in your home purchase process and securing the right mortgage for your needs. Get started on the first phase of your home purchasing journey.

I Am Ready For Pre-Approval

Complete our online  application.