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For many Canadians, the first hindrance to purchasing a home is coming up with enough money for a reasonable down payment. This often causes anxiety and can easily deter a person from buying their dream home. However, thanks to programs like the Canada Revenue Agency Home Buyers Plan (HBP),...

The important decision of whether to invest in a condo or house in Kelowna seems to be the priority of both first-time home buyers, and experienced homeowners. Both forms of property come with a unique set of pros vs. cons, but ultimately the solution boils...

Sometimes the mortgage you want is not always the mortgage you get and that could have to do with choosing the wrong path when looking for competitive mortgage rates and pricing. Whether you’re a first-time home buyer or your current mortgage plan is about to...

According to a study done by Dr. Moshe Milevsky, Associate Professor of Finance at York University’s Schulich School of Business, 90.1% of the time Canadians will save money by choosing a variable rate mortgage. But what about the other 10%? They’re the ones who saved...

Here's a hypothetical situation for you: you've found the property of your dreams, it's not perfect but with a little work it's exactly what you've been looking for. Now you crunch some numbers and realize that with the cost of the renovations your dream is...