Many first time homebuyers’ automatically assume their bank is the best and natural choice to secure their mortgage. In fact, many individuals are not familiar with the term “mortgage broker” until they embark on their real estate journey. ...
When you are about to proceed with the mortgage application process, it is helpful to know what the road might look like. As professional mortgage brokers, it's our job to help future Kelowna home owners to navigate the process. Here are some things you need...
1. Paint When you're getting ready to put a home on the market, don't allow walls with flaked, chipped paint to go unmaintained. If you need to do more than a touch up, choose neutral colors and if you are not willing to take the time...
Purchasing a piece of property, commercial space or a home requires careful planning. Saving your money ahead of time will leave you in a much better financial position when it comes time for mortgage downpayment and approval. Your Kelowna Mortgage Broker has some exceptional advice. The...
While it may seem like simple math, the truth of the matter is there are various factors to consider when estimating your monthly mortgage payment. While having a minimum of 5% down used to be the basic requirement, many people are entering the home buying...
First time home buyers in Kelowna are looking on the bright side. Compared to real estate in some other Canadian cities, we offer larger parcels of land and more square footage for significantly less. Combine that with potential lake views, less smog and the new...
First time home buyers who meet eligibility requirements for BC’s new Home Partnership Program, (BC HOME Partnership) may initiate online applications on January 16, 2017 for purchases that will close on February 15th or after. This incentive was announced by Christy Clark in December 2016...
According to a recent Community Trends Report, Kelowna is now attracting an increasing number of young people. Positive news for the Okanagan as “this group is associated with first-time home ownership, students and young families,” the report says. Kelowna has a long-standing reputation as a magnet for retirees, however...
Imagine getting free credit reports, property evaluations, and access to current rates all at your fingertips. All of this and more is possible with MOPOLO – the mobile app from Mortgage Alliance....
Amid the mortgage rate increases by both TD Bank and RBC Royal Bank, everyone is talking about rising interest rates and the housing market. If you've been dreaming of a new home, you may be feeling discouraged with all the noise out there. We are here to...