If you’ve been staying up to date with recent housing news in Canada, you’ve likely heard of the new mortgage stress test. This test is affecting potential home buyers all over Canada. It requires all federally regulated financial institutions to qualify mortgages at a higher...
Purchasing a house may be one of the biggest investments you make in your lifetime. There are many decisions to make, and among them - where are you going to get your mortgage from? You have a lot of options, including choosing from a big...
It’s no secret the Kelowna housing market is booming right now. While that can be great news for sellers, it can make purchasing a home more difficult. Here at John Antle Mortgages, we understand that purchasing your first home can be equally exciting and stressful....
[vc_row][vc_column][vc_column_text]Because loans are a necessary part of life for most Canadians, you probably know how important it is to have a good credit score. Your credit score can affect your future and quality of life when you're applying for a loan. Credit scores take into...
Tax Benefits & Credits for Homeowners in Kelowna Purchasing a house is an exciting step, and if you're considering a move or buying your first home in Kelowna, it's important to be aware of several tax benefits and credits for homeowners. These financial advantages can lead...
With the rising prices of homes in the Okanagan, having a rental suite or short-term rental helps many homeowners with their Kelowna mortgage payments. However, there are a few mortgage and tax rules on short-term rentals in B.C. any landlord should be aware of. If you're...
[vc_row][vc_column][vc_column_text]The Home Partnership Program was introduced during the Liberal government to help first-time home buyers, but will be discontinued under the NDP government at the end of March, 2018. The decision to cancel the loan program has been criticized by some academics who believe it could contribute to housing...
[vc_row][vc_column][vc_column_text]The 2018 BC budget proposed a new tax for people who speculate on residential real estate in the province of British Columbia. It is aimed at buyers who flip houses and capitalize on the increasing housing prices. The speculation tax is based on a housing...
[vc_row][vc_column][vc_column_text]One of the biggest financial decisions we make is choosing between renting a property or buying. There’s a lot to take into consideration before you make a final decision, but at the end of the day, owning a property is one of the best financial...