16 May 5 Reasons to use a Kelowna Mortgage Broker vs. Big Banks
Many first time homebuyers’ automatically assume their bank is the best and natural choice to secure their mortgage. In fact, many individuals are not familiar with the term “mortgage broker” until they embark on their real estate journey. If potentially saving thousands of dollars and having an exceptional customer service experience sounds more like your style…read on to discover how and why John Antle Mortgages in Kelowna can help you every step of the way.
We highly recommend booking an appointment with our experienced team to initiate your preapproval process. Detailing your budget and financial ratios ahead of time will determine how much additional debt you can comfortably afford when it comes to realizing a price range for house shopping. We can make recommendations on how to take care of any existing credit scores and improve your credit rating. Clients leave the preapproval process with solid numbers to work with, enabling them to shop within their budget from the start. Educating yourself and knowing where you stand financially will ensure that you do not waste your time or a realtor’s time looking at unaffordable properties.
Access to a Plethora of Loan Options
Your Kelowna Mortgage Broker offers customized options far reaching than what your traditional bank has access to. If you are looking to buy or refinance a home, it is important to work with professionals who understand the market and live and breathe mortgage terms and
options. Our friendly and committed team obtains quotes on your behalf from wholesale mortgage rates from numerous banks and private lenders to ensure you get the lowest rates and terms.
We Streamline Your Options
Sometimes, there are roadblocks with the traditional lenders that banks rely on. Depending on the age, status and even primary heating source of your home, there is a potential to be denied by the bank. Your Kelowna Mortgage Broker has a variety of lenders who are willing to work with you. We simplify the loan process of loan shopping and provide multiple options, allowing you to make the best decision for your unique requirements.
Your Kelowna Mortgage Broker doesn’t charge you any fees to complete the legwork of shopping around. We gather the information so you can make an informed decision that best suits your needs. The lender pays our mortgage fees once your mortgage is secure.
We Can Come to You!
Imagine the convenience of being able to discuss rates and options in the comfort of your home or office. No more having to rush out of work early to make your bank appointment or deal with stringent banking hours. Our team can bring the paperwork and information to you. This is an exceptional service particularly for our elderly clients within the Okanagan.
It’s Time to Transform Your Mortgage Goals Into Reality
These are just a handful of reasons why more clients are choosing to work with a Kelowna Mortgage Broker. John Antle Mortgages would love to answer any questions you have and help you secure your home ownership dreams. Call our office today to schedule an appointment if you are in the market for a new mortgage or looking to refinance. We look forward to working with you!
JOHN ANTLE MORTGAGES – KELOWNA’S MORTGAGE SPECIALIST
We specialise in offering mortgage solutions that go above and ‘beyond the bank’. This means we are able to provide flexible solutions at great rates, often better than what traditional banks have to offer. Working with a mortgage broker can open up your options, allow for potentially greater solutions for your situation. We work with a variety clients including first-time buyers, those looking to transition from renting to owning or renewing a mortgage, self-employed business people, as well as investors in rental and/or vacation properties.