Kelowna Mortgages

The housing market in Canada has been tricky for the last few years, but now may be the perfect time for a prospective first-time home buyer to finally get a foothold in the housing market. Are you ready to buy a house? Can you handle...

The key to a dream home is a dream mortgage, with great terms and a low-interest rate. But, with so many mortgage options to choose from, including cash-back mortgages, full-featured mortgages, no-frills mortgages, quick close specials, and then comparing variable interest rates and fixed rates...

Many older Canadian homeowners may have built up substantial equity in their homes, paying off all of most of their home loans. As they get older, they may wish to use the equity of the home for things like retirement accommodations, health care needs, a...

Mortgage brokers are great assets to have in your list of contacts when you’re thinking about making one of the largest purchases of your life. Why? Because a mortgage broker can do things for you that a large financial institution can’t.  Because they act as an...

Most great Kelowna mortgage brokers will tell you the hunt for a home shouldn’t begin with contacting a realtor, it should start with a mortgage lender who can help you prequalify for a mortgage. Obtaining a mortgage pre approval means you know exactly what your home...

If you’ve been staying up to date with recent housing news in Canada, you’ve likely heard of the new mortgage stress test. This test is affecting potential home buyers all over Canada. It requires all federally regulated financial institutions to qualify mortgages at a higher...

[vc_row][vc_column][vc_column_text]Because loans are a necessary part of life for most Canadians, you probably know how important it is to have a good credit score. Your credit score can affect your future and quality of life when you're applying for a loan. Credit scores take into...