Kelowna is quietly becoming one of the most sought after places to live in Canada. With vacancy rates lower than Vancouver, the sparkling freshwater lakes, clean mountain air and endless seas of grapevines are grabbing everyones attention. Our Kelowna mortgage brokers know a lot about...
The past seven years have brought stability and reassurance to the world of interest rates and mortgages in Kelowna. This past July, the Bank of Canada increased their overnight interest rate from 0.50% to 0.75%, which was their first increase in borrowing rates since September...
Mortgage Renewals - Love Your Mortgage as Much as You Love Your Home Have you heard about the new holiday that you get to celebrate with your family? This special celebration typically does not occur every year and often is only celebrated every three, five or even...
Buying Your Dream Home in Kelowna? A Mortgage Broker Can Help. You have been patiently waiting for years, envisioning your beautiful dream home that is nestled in the Okanagan Valley. After years of renting, or living in a home that has not lived up to your...
First of all, why all the big fuss over interest rates? Does having a slightly lower rate change that much for a potential home buyer? Let’s take a look at an example. Perhaps you need to borrow $400,000 and have two lenders that are competing...
As a homeowner, you probably know the exact day that your mortgage payment comes out of your bank account. Month after month the funds disappear and in return, you and your family have a home to live in. However making this monthly mortgage payment is...
Thinking of selling your home? With so many competing properties available, what makes your home stand out? Potential buyers are shopping within a specific budget. They are looking to obtain the most bang for their buck. While some are not shy to fixer-uppers; many simply do...
If you are at the tail end of your existing mortgage terms within the next few months, now is the time to shop around. Find out what today’s interest rates look like and get ready to negotiate the best deal. Your Kelowna mortgage broker can...
Many first time homebuyers’ automatically assume their bank is the best and natural choice to secure their mortgage. In fact, many individuals are not familiar with the term “mortgage broker” until they embark on their real estate journey. ...
When you are about to proceed with the mortgage application process, it is helpful to know what the road might look like. As professional mortgage brokers, it's our job to help future Kelowna home owners to navigate the process. Here are some things you need...